Banking is a technology in Age of Empires II available at the Market upon reaching the and requires Coinage to be researched. Once researched, it removes the tribute fee of 20%, allowing players to send resources freely without having to pay a fee. Considering it pays off very quickly (food-wise if more than 1,500 food is tributed after researching it, and gold-wise if more than 1,000 gold is tributed after researching it), researching Banking is highly recommended when giving other players resources.
The Age of Kings
- Banking costs 200F/100G.
- Banking takes 50 seconds to research.
- Banking becomes available in the Castle Age.
The African Kingdoms
- Banking costs 300F/200G.
- Banking takes 70 seconds to research.
Rise of the Rajas
- With patch 5.8, Banking becomes available in the Imperial Age.
|“||The loaning of money for interest, or usury, was long prohibited by the church in the West and this proved a handicap for economic growth. The religious laws were avoided by a number of ploys, and non-Christians were often allowed into a community to provide this service. Preaching a pogrom against money-lending Jews or other non-Christians was a convenient way for more than one king to clear off a large debt. The religious and political climate changed gradually, especially in the great trading cities of Italy where the first of many great merchant banking firms came into existence.||”|