Age of Empires Series Wiki

Transforms into a Bank.
—In-game description

The Bank Wagon is a wagon in Age of Empires III that is unique to the Dutch and can only be shipped from their Home City. It builds a Bank for free.

Civilization differences[]

Home City Cards[]

Click for a list of Home City Cards related to the Bank Wagon

Green: TEAM Shipment that is sent to each player in a team


Card Description Age HC level
Dutch Home City 3 (Bank Wagon).png Bank Wagon Ships 1 Bank Wagon
Age II tech tree aoe3.png


Card Description Age HC level
Shivajis tactics.png TEAM Shivaji's Tactics All units get +5% hit points and attack
Age IV tech tree aoe 3.png


Card Description Age HC level
Spanish Home City 3 (Inquisition).png TEAM Inquisition All units get +10 LOS
Age I tech tree aoe3.png

South Africa[]

Card Description
South Africa Home City (Wanderlust).png Wanderlust All units get +5% hit points; Villagers and wagons get +5% speed


  • The Bank Wagon always speaks Dutch even if obtained by the Japanese (see above). This is also the case with Church Wagon and Arsenal Wagon.


Before the completion of the transcontinental railroad in 1869, commerce between the East Coast of the US and its western territories were extremely limited, choices boiled down to either shipping the goods around South America's Cape Horn a land journey across the continent. With the California gold rush in 1849, the opportunities for the reliable transportation of goods and currency increased dramatically.

During the 1850s and 1860s, Wells Fargo became known as the premier provider of financial and commercial transport services. Its overland stagecoach line encompassed over 3,000 miles across the west, with routes to California, Montana, Colorado, and Neraska.

The coaches used by Wells Fargo were constructed by J. Stephens Abbott and Lewis Downing at their factory in Concord, New Hampshire. They were built tall and wide to better accommodate the less-than-smooth dirt trails available. These wagons used a suspension made from thick bullhide, rather than steel, giving their coaches a remarkably smooth ride.


v  d  e
Civilian units in Age of Empires III
AOE3Icon.png Age of Empires III
Settler · Fishing Boat · Priest · Surgeon · Hot Air Balloon · Native Scout · Cree Coureur des Bois · Wagon (Bank · Covered · Factory · Fort · Homestead* · Livestock Pen* · Military* · Outpost · Prospector* (Silver · Gold) · Trading Post)
Flag DutchDE.png DutchEnvoy
Flag FrenchDE.png FrenchCoureur des Bois
Flag GermanDE.png GermansSettler Wagon
Flag OttomanDE.png OttomansImam
Flag SpanishDE.png SpanishMissionary
WarchiefsIcon.png The WarChiefs
Villager · Fishing Boat · Town Travois
Flag AztecDE.png AztecsEagle Scout* · Warrior Priest · Farm Travois · Nobles' Hut Travois · Trading Post Travois · War Hut Travois
Flag IroquoisDE.png HaudenosauneeHealer · Travois
Flag SiouxDE.png LakotaHealer · Farm Travois · Trading Post Travois · War Hut Travois
DynastiesIcon.png The Asian Dynasties
Villager · Fishing Boat · Rickshaw (Castle · Dock · Market · Monastery · Town · Trading Post) · Mongol Scout
Flag ChineseDE.png ChineseBlockhouse Wagon · Village Rickshaw
Flag IndianDE.png IndiansGrove Rickshaw · Sacred Field Rickshaw
Flag JapaneseDE.png JapaneseArsenal · Church · Dojo Rickshaw · Military Rickshaw · Orchard Rickshaw · Rice Paddy Rickshaw · Shrine Wagon
Age3DE Icon.png Definitive Edition
Flag IncanDE.png IncasPriestess · Chasqui · Builder Travois · Farm Travois · Native Embassy Travois · Stronghold Travois · Tambo Travois · War Hut Travois
Flag SwedishDE.png SwedesTorp Wagon
Flag American act3 aoe3de.png United StatesCoal Prospector Wagon · Meeting House Wagon
Revolution.png RevolutionDiamond Prospector Wagon
The African Royals
Villager · Fishing Canoe · Town Center Builder · Berber Nomad · Berber Salt Camel
Flag Ethiopian aoe3de.png EthiopiansAbun
Flag Hausa.png HausaGriot
Knights of the Mediterranean
Flag ItalianDE.png ItaliansArchitect
Flag MalteseDE.png MalteseFixed Gun Wagon
*introduced in the Definitive Edition