Bank

"Dutch building that produces Coin."

—In-game description

The Bank is an economic building in Age of Empires III that is unique to the Dutch. It generates 2.75 coin (3.16 coin with the Tulip Speculation Home City Card) per second.

Tactics Edit

The Bank has a build limit of four, which can be increased with the Bank of Amsterdam and Bank of Rotterdam Home City Cards, Coffee Trade, and Excessive Taxation.

With the unique ability to produce infinite coin at a startling rate, Banks allow the Dutch to focus their Settlers on collecting food and wood, use markets to their advantage and buy up large amounts of resources if a quick age jump is needed, and hire endless streams of mercenaries more easily than other civilizations (via the Saloon or infinite shipments of Carib Blowgunners, Fusiliers and Privateers).

The total coin production with ten Banks and the Tulip Speculation card is 31.6 coin coins per second, or 1,896 coin per minute on top of normal means of coin production. Combined with both Factory buildings set to produce coin with the Steam Power improvement, the total coin per second becomes 45.9, or 2,754 per minute without Settlers.

Civilization differences Edit

The Japanese can build one (and only one) Bank by allying with the Dutch at the Consulate (requires a level 25 Home City), which provides the Bank Wagon shipment that ships a namesake unit capable of building a Bank for free.

Further statistics Edit

As the Bank can only be built by the Dutch, only improvements available to them (including native improvements) are listed here.

Building strengths and weaknesses
Strong vs.	Nothing
Weak vs.	Everything
Improvements
Hit points	Flying Buttress (+20%)
Sight	Gas Lighting (+4)
Construction cost	Cree Textile Craftsmanship (-25% wood) Tupi Forest Burning (-20% wood)
Other	Coffee Trade (+2 build limit) Excessive Taxation (+2 build limit)

Home City Cards Edit

As the Bank is exclusive to the Dutch, only other civilizations' TEAM cards that affects them are listed here.

Click for a list of Home City Cards related to the Bank

Dutch Edit

Card	Description	Home City level
Improved Buildings	Buildings get +40% hit points	10
Bank of Amsterdam	Bank build limit +1	1
Bank of Rotterdam	Bank build limit +1	1
Tulip Speculation	Banks generate +15% coin	25
Dutch East India Company	Banks get +100% hit points and cost -15%	25

Indians Edit

Card	Description	Age	Home City level
TEAM Improved Buildings	Buildings get +25% hit points		10

History Edit

"The seventeenth century saw the founding of the Wisselbank of Amsterdam. This financial institution rapidly became the wealthiest and most powerful bank in existence. They were the first to accept and actively promote the exchange of checks, and the government passed laws stating that large transactions between two parties had to be brokered by the Wisselbank. The successes of the Dutch East India Company kept Dutch coffers full and flowing, and the Dutch economy soared.

Trade in tulips, iconically Dutch flowers, rose dramatically in the middle of the seventeenth century and crashed even more dramatically. A single tulip bulb at the height of the craze could purchase an entire estate. These bulbs were bought and sold on paper. This, with the practices of the Wisselbank of Amsterdam, put Holland on the cutting edge of finance. As prices skyrocketed, some people seeking to lock in their profits sold off their tulips at lower than peak prices, sending a ripple of fear through the market that grew to widespread panic as everyone began to realize these tulips, while beautiful, were just bulbs, cousins of the onion, and not worth a house, a life savings or even carriage with a pair of matched gray horses."

Buildings in Age of Empires III
Economic	Town Center · Trading Post · House (Europeans except British, Aztecs) · Manor (British) · Longhouse (Iroquois) · Teepee (Sioux) · Village (Chinese) · Indian House (Indians) · Shrine (Japanese) · Market · Mill (Europeans) · Bank (Dutch) · Farm (Native Americans) · Rice Paddy (Asians) · Livestock Pen (Europeans) · Sacred Field (Indians) · Fire Pit (Native Americans) · Mosque (Ottomans) · Consulate (Asians) · Church (Europeans except Ottomans) · Plantation (Europeans and Native Americans) · Factory (Europeans) · Capitol (Europeans)
Military	Outpost (Europeans except Russians) · Blockhouse (Russians) · War Hut (Native Americans) · Castle (Asians) · Dock · Monastery (Asians) · Barracks (Europeans except Russians, Indians and Japanese) · Stable (Europeans and Japanese) · Corral (Native Americans) · Caravanserai (Indians) · War Academy (Chinese) · Artillery Foundry · Saloon (Europeans) · Arsenal (Europeans) · Fort (Europeans) · Siege Workshop (Iroquois) · Nobles' Hut (Aztecs) · Dojo (Japanese)
Other	Field Hospital · Native Embassy · Wonders (Asians)
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