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Dutch building that produces Coin.
—In-game description

The Bank is an economic building in Age of Empires III that is unique to the Dutch. It generates 2.75 coin (3.4375 coin with the "Tulip Speculation" Home City Card) per second.

Tactics[]

The Bank has a build limit of five, which can be increased with the "Bank of Amsterdam" and "Bank of Rotterdam" Home City Cards (each increasing the Bank's build limit by 1), Coffee Trade (+2, requires the "Religious Freedom" Home City Card), and Excessive Taxation (+2), for a total of 11 Banks.

With the unique ability to produce infinite coin at a startling rate, Banks allow the Dutch to focus their Merchants on collecting food and wood, use Markets to their advantage and buy up large amounts of resources if a quick age jump is needed, and hire endless streams of mercenaries more easily than other civilizations (via the Tavern or infinite shipments of Carib Blowgunners, Fusiliers and Privateers).

The total coin production with eleven Banks and "Tulip Speculation" is 37.8175 coin per second, or 2,269.05 coin per minute on top of normal means of coin production. Combined with both Factories set to produce coin with Steam Power, the total coin per second becomes 52.1175, or 3,127.05 per minute without Merchants.

In the Definitive Edition, revolting to South Africa increases the coin generation rate of Banks by 10%, or to 3.025 (3.7125 if "Tulip Speculation" is sent before revolting) coin per second.

Civilization differences[]

Revolution[]

Further statistics[]

Building strengths and weaknesses
Strong vs. Nothing
Weak vs. Everything
Improvements
Hit points State Constitutions State Constitutions (+25%; United States only)
Flying Buttress Flying Buttress (+20%)
Byzantine legacy Byzantine Legacy (+15%)
Line of Sight Gas Lighting Gas Lighting (+4)
Build time Cree Textile Craftsmanship Cree Textile Craftsmanship (-25%)
Cost Tupi Forest Burning Tupi Forest Burning (-20% wood)
Cree Textile Craftsmanship Cree Textile Craftsmanship (-10%)
Other Bank Icon Bank Wagon (ships 1 Bank Wagon; Japanese only)
Coffee Trade Coffee Trade (+2 build limit; Dutch only)
Excessive Taxation Excessive Taxation (+2 build limit; Dutch only)
Penalties Coffee Trade Coffee Trade (-20% hit points; Dutch only)

Home City Cards[]

Click for a list of Home City Cards related to the Bank
Some cards are highlighted with:
Green TEAM Shipment that is sent to each player in a team

All[]

Card Description Age
Spanish Home City 3 (Improved Buildings) Improved Buildings Buildings get +40% hit points
Age IV tech tree aoe 3
Team improved buildings TEAM Improved Buildings Buildings get +25% hit points
Age IV tech tree aoe 3
  • "Improved Buildings" is not available to the United States.
  • "TEAM Improved Buildings" is available to the Inca, Indians, and Maltese.

Dutch[]

Card Description Age
Dutch Home City 3 (Bank of Amsterdam) Bank of Amsterdam Bank build limit +1; Merchant train limit +5
Age I tech tree aoe3
Dutch Home City 3 (Bank of Rotterdam) Bank of Rotterdam Bank build limit +1; Merchant train limit +5
Age I tech tree aoe3
Dutch Home City 3 (Tulip Selection) Tulip Speculation Banks generate +25% coin
Age IV tech tree aoe 3
Dutch Home City 3 (Bank Wagon) Bank Wagon Ships 1 Bank Wagon
Age II tech tree aoe3
Dutch East Indian Company Dutch East India Company Envoys can build Banks; Banks get +75% hit points and -15% cost
Age I tech tree aoe3

Europeans[]

Card Description Age
Dutch Home City 3 (Bank Wagon) 2 Bank Wagons Ships 2 Bank Wagons; Bank build limit +2
Revolution
  • "2 Bank Wagons" is available to the British and Dutch upon revolting to South Africa.

Japanese[]

Card Description Age
Land reforms Land Reforms Villagers and Rickshaws build buildings 50% faster; buildings' build bounty +100%
Age II tech tree aoe3

United States[]

Card Description Age
US Home City 5 (Dutch Immigrants) Dutch Immigrants [Immigrant] Ships 1 Bank Wagon; villagers gather coin from mines 5% faster; mines last 10% longer; Bank Wagon can be trained at the State Capitol; costs 300 coin
Age I tech tree aoe3
Federal card vermont coppers Vermont Coppers Estate upgrades are free and research instantly; all coin gather 5% faster
Age IV tech tree aoe 3
Federal card connecticut shipwrights Connecticut Shipwrights Ship train time -50%; building build time -35%; artillery train time -15%, Heavy Cannon train time -10% instead
Imperial Age
Federal card the alamo The Alamo Ship 16 Minutemen; when destroyed by enemies, your buildings spawn a number of Minutemen equal to 1.5% of their cost rounded up
Imperial Age
  • "Vermont Coppers" is available upon selecting the Vermont Federal State.
  • "Connecticut Shipwrights" is available upon selecting the Connecticut Federal State.
  • "The Alamo" is available upon selecting the Texas Federal State, and spawn 11 Minutemen when a Bank is destroyed.

All[]

Card Description Age HC level
Spanish Home City 3 (Improved Buildings) Improved Buildings Buildings get +40% hit points
Age I tech tree aoe3
10

Dutch[]

Card Description Age HC level
Dutch Home City 3 (Bank of Amsterdam) Bank of Amsterdam Bank build limit +1
Age I tech tree aoe3
1
Dutch Home City 3 (Bank of Rotterdam) Bank of Rotterdam Bank build limit +1
Age I tech tree aoe3
1
Dutch Home City 3 (Tulip Selection) Tulip Speculation Banks generate +15% coin
Age IV tech tree aoe 3
25
Dutch Home City 3 (Bank Wagon) Bank Wagon Ships 1 Bank Wagon
Age II tech tree aoe3
40
Dutch Home City 4 (Dutch East Indian Company) Dutch East India Company Banks get +100% hit points and -15% cost
Age II tech tree aoe3
25

Indians[]

Card Description Age HC level
Team improved buildings TEAM Improved Buildings Buildings get +25% hit points
Age I tech tree aoe3
10

Japanese[]

Card Description Age HC level
Land reforms Land Reforms Villagers and Rickshaws build buildings 50% faster; buildings' build bounty +100%
Age II tech tree aoe3
10

Changelog[]

3Icon48px Age of Empires III[]

  • Banks have 4,000 hit points, a build limit of 4, a build bounty of 70 XP, and a destroy bounty of 140 XP.
  • "Tulip Speculation" increases Banks' coin generation rate by 15%.

Age3DE Icon Definitive Edition[]

  • Banks have a build limit of 5, a build bounty of 140 XP, and a destroy bounty of 280 XP.
  • "Tulip Speculation" now increases Banks' coin generation rate by 20%.
  • South Africa introduced.

Age3DE Icon Knights of the Mediterranean[]

History[]

The seventeenth century saw the founding of the Wisselbank of Amsterdam. This financial institution rapidly became the wealthiest and most powerful bank in existence. They were the first to accept and actively promote the exchange of checks, and the government passed laws stating that large transactions between two parties had to be brokered by the Wisselbank. The successes of the Dutch East India Company kept Dutch coffers full and flowing, and the Dutch economy soared.

Trade in tulips, iconically Dutch flowers, rose dramatically in the middle of the seventeenth century and crashed even more dramatically. A single tulip bulb at the height of the craze could purchase an entire estate. These bulbs were bought and sold on paper. This, with the practices of the Wisselbank of Amsterdam, put Holland on the cutting edge of finance. As prices skyrocketed, some people seeking to lock in their profits sold off their tulips at lower than peak prices, sending a ripple of fear through the market that grew to widespread panic as everyone began to realize these tulips, while beautiful, were just bulbs, cousins of the onion, and not worth a house, a life savings or even carriage with a pair of matched gray horses.

Gallery[]

Buildings in Age of Empires III
Common
Dock aoe3de Dock · House indian aoe3de House · Livestock pen aoe3de Livestock Pen · Market icon aoe3de Market · Native embassy DE icon Native Embassy · Stables aoe3de Stable · Towncenter aoe3de Town Center · Trading post african aoe3de Trading Post · Wall aoe3de Wall
EuropeansArsenal aoe3de Arsenal · Artillery depot aoe3de Artillery Foundry · Barracks aoe3de Barracks · Capitol aoe3de Capitol · Church aoe3de Church · Plantation aoe3de Estate (formerly Plantation) · Fort aoe3de Fort · Mill aoe3de Mill · Outpost aoe3de Outpost · Tavern icon de Tavern
Native AmericansCommunity plaza aoe3de Community Plaza (formerly Fire Pit) · Corral aoe3de Corral · Plantation aoe3de Estate (formerly Plantation) · Farm aoe3de Farm · Tribal marketplace icon Tribal Marketplace · War hut aoe3de War Hut
AsiansJapan barracks aoe3de Barracks · Japan castle aoe3de Castle · Consulate icon aoe3de Consulate · Monastery aoe3de Monastery · China rice paddy icon aoe3de Rice Paddy · Advanced wonders Wonder
Federal AmericansArsenal aoe3de Arsenal · Artillery depot aoe3de Artillery Foundry · Barracks aoe3de Barracks · Capitol aoe3de Capitol · Plantation aoe3de Estate · Fort aoe3de Fort · Mill aoe3de Mill · Outpost aoe3de Outpost · Saloon aoe3de Saloon
AfricansArsenal aoe3de Arsenal · Field portrait aoe3de Field · Granary portrait aoe3de Granary · Hut portrait aoe3de Hut · Livestock market aoe3de Livestock Market · Palace portrait aoe3de Palace · Port portrait aoe3de Port · War camp aoe3de portrait War Camp · Watch tower aoe3de portrait Watch Tower
Unique
Flag BritishDE BritishHouse aoe3de Manor House
Flag DutchDE DutchBank aoe3de Bank
Flag GermanDE GermansMercenary camp portrait Mercenary Camp
Flag OttomanDE OttomansChurch aoe3de Mosque
Flag RussianDE RussiansBlockhouse aoe3de Blockhouse
Flag AztecDE AztecsNobles aoe3de Nobles' Hut
Flag IroquoisDE HaudenosauneeIro house icon Longhouse · Artillery depot aoe3de Siege Workshop
Flag SiouxDE LakotaTeepee icon DE Teepee
Flag ChineseDE ChineseChinese village aoe3de Village · China waracademy aoe3de War Academy
Flag IndianDE IndiansCaravanseraiDE Caravanserai · MangoGroveDE Mango Grove · SacredFieldDE Sacred Field
Flag JapaneseDE JapaneseCherry orchard portrait aoe3de Cherry Orchard · Dojo aoe3de Dojo · Shrine aoe3de Shrine
Flag IncanDE IncaInca kallanka Kallanka · Inca kancha house Kancha House · Inca stronghold Stronghold · Inca tambo Tambo
Flag SwedishDE SwedesSwedish torp Torp
Flag American act3 aoe3de United StatesMeeting house aoe3de icon Meeting House · State capitol aoe3de icon State Capitol
Flag Ethiopian aoe3de EthiopiansMountain monastery portrait aoe3de Mountain Monastery
Flag Hausa HausaUniversity portrait University
Flag MexicanDE MexicansCathedral portrait Cathedral · Hacienda portrait Hacienda
Flag ItalianDE ItaliansBasilica portrait Basilica · Lombard portrait Lombard
Flag MalteseDE MalteseCommandery portrait Commandery · Depot portrait Depot · Fixed gun portrait aoe3de Fixed Gun · Hospital portrait Hospital
Situational
Aztec temple portrait American Citadel (formerly Maya Castle) · Athos monastery portrait Athos Monastery · Battery tower portrait Battery Tower · Factory aoe3de Factory · Field hospital aoe3de Field Hospital · Regent's Castle aoe3de Regent's Castle
Scenario Editor/campaign only
Cherokee Warhut Portrait Cherokee War Hut · Wall aoe3de Command Post · Fixed gun portrait aoe3de Fixed Gun · Fort Tower icon AoE3DE Fort Tower · Gunpowder Stores icon AoE3DE Gunpowder Stores · Ossuary AoE3DE Ossuary · Fountain Youth Portrait The Fountain of Youth · Tower aoe3de Tower
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