Talk:Paper Money/@comment-65.28.183.104-20190827062155

I'm surprised both that the Vietnamese have Guilds and that Paper Money doesn't also apply a trade discount for the player, perhaps nearly as good as the Saracen one, as the introduction of paper money from China would have aided in commerce. That would make it seem more 'worth it' for the player (as in costing gold but saving gold since Guilds would not have to be researched), while keeping the utility for alliances.